In a previous article I talked in general about the secrets of how to get a Natural makeup look. Now I will cover in more detail all you need to know about a good skin care regimen. I will unveil the skin care secrets that will be the foundation of a lifelong healthy, beautiful face. This will create, support and reinforce a solid basis for astonishing looks and healthier skin.I have to start by telling you that knowing your skin is the first step to a beautiful and healthy skin. We cannot pick the correct skin care regimen without this knowledge. There are four general types of skin: dry, which is generally manifested by a lack of shine, has fine pores, and it has the tendency to develop early wrinkles; oily, which is exactly the opposite, having extra shine and dilated pores, but without the proper skin care regimen, it can develop blackheads, acne and other problems; normal skin is the dreamy skin just perfect and with a balanced grade of hydration; sensitive skin is not that uncommon, and without the correct skin care regimen can lead to serious skin problems where you least want them. This type of skin has reddish appearance, it may itch, peel, and it feels very tight. Finally mix skin, which combine one or various types of skin in different parts of the face generally on the “T” zone (forehead, nose and shin).We are continually expelling many toxins from our skin through our sweat. When the water of our sweat dries we are left off with those toxins. Over time, these accumulate, and they damage our skin and make it dry. To remove the makeup of the eyes and mouth we need to use a makeup remover that has the same hydration as the tears. The skin around the eyes and mouth is more prone to wrinkles due to the lack of hydration. When removing the makeup, don’t rub your eyes and mouth. Just use soft and slow movements, doing this will prevent wrinkles. Finally, for the rest of your face, use a product that is for your skin type. Apply the cleaner softly to your face for a minute or so to avoid wrinkles. Some homemade face cleaners are: Lemon and yogurt Milk Cleaner, Strawberry milk cleaner, etc.A good skin care regimen cannot be complete without a tonic that matches your skin type. The tonic eliminates the rest of the toxins and dirt from your skin leaving it fresh. It is preferable to use a non-alcohol tonic. Alcohol based products can produce more problems to the skin because they can give you the false impression of controlling the oil of your skin, but at the end, can produce even more, causing more unwanted acne and oily skin. It is very important to apply the tonic over very clean skin to get the complete benefit from it. Some good homemade tonics are: Rose water, Chamomile tonic, etc.Our skin is changing constantly and produces new and young cells every day. These will replace the dead cells, but to allow those new cells to reach that superior level of regeneration, we must get rid of our dead ones. That is why exfoliating our skin, the next step in our skin care regimen is so important. When we don’t exfoliate we are just leaving those dead cells blocking the way to the new cell giving our skin a dull and opaque appearance. Exfoliation removes dead cells leaving a free way for the new ones to regenerate your skin and support a youthful look. This rejuvenating effect is the natural result of removing the dead cells stimulating the production of young and new cells. In addition, with a good exfoliation the lotions and treatments for the skin will have a better absorbtion and will work even better at deeper level. Some homemade exfoliators are: oatmeal, salt, etc.Let’s talk about a good skin care regimen masque. Incorporating this into your skin care regimen will give your skin a boost of beauty; it will help to prolong and support the good health and look of your skin. With the continuous use of the masque the face will recuperate the firmness and will diminish wrinkles. To maximize its effects, exfoliate before using any masque. This will help the masque to penetrate better and work at the molecular level of your skin. Before applying it, heat the masque a little bit in your hand, this way it will work better. Avoid the eye area, there are masques made specifically for the eyes. By following these simple tips, you will always experience the best of your favorite masque. Some homemade masques are made with: clay, egg, etc.Now let’s hydrate! After giving your skin all these pampering, it is important to hydrate it. The environmental hazards and aging can change the production of collagen. This has the effect of causing loss of hydration giving your skin a dry, dull and unhealthy look. Fortunately, finding a good moisturizer to complete your skin care regimen will solve the issue. The moisturizer’s function is to keep the water molecules and form a protective shield that avoids water evaporation. When we feel that our skin still feels tight and dry, means that you need more water, and that its time to use the replenishing serum. These are an extra hydration to the skin, it’s more watery, and will be absorb by the skin completely. Some of my recommended homemade moisturizers are: coconut crème, honey crème, etc.To close, remember that a good skin care regimen is the difference between a beautiful, youthful looking skin and the undesired alternative. Do not skip your daily skin care regimen, and the difference will be happily obvious to you… and others!
What Is Market Research Why Is It Important to Business Success?
Launching your product? Want to know what the market is all about now? What does the data say about the current market status? Is it a good time for your product to be launched? Will the audiences perceive your product? How different it is from other products? These questions might arise in your mind always. For that there is a solution which is called Market Research.
What is MarketResearch?
It is the process of assessing the market for the launch of new products with conducting a thorough research directly with the consumer. This lets the company to identify its target market and gather statistics and data from the opinions gathered from consumers regarding the product. Market Research are mostly done by the companies itself or through third parties who are experienced in the market research field. A lot of marketing strategies can be used for market research such as surveys, product testing and directly approaching the consumer groups for their opinions regarding the product.
Now the question is What is the need for MarketResearch?
The purpose of doing market research is to assess the market related to the product or service to gather results how the consumers will react to the product. The companies may try to find out what the consumer likes and what not and where does their product stand between these and how to make it better so that the consumer perceives it. They can remodel the product according to that and bring about changes to the actual product so that it fares successfully in the market after its launch.
How is market research done?
MarketResearch requires a lot of strategies and plans to be implemented to bring out fair amount of results for the company. The companies develops variety of steps with proper planning. It gathers information regarding the market and the company must analyze the data that has been collected to look after the relevant data that can be used later on to bring modifications to the product.
What is the use of Market Research results?
The company which is planning to launch its new product must conduct the market research to find out consumers views and also data regarding the product. These data helps the companies bring changes to the new products. If the company thinks that any alterations is required to bring to the product which may result in bringing success to the product right before or after the launch. To catch the consumers eyes the companies use this data and statistics to make sure the product is worth showing interest for and the consumers will be in benefit.What is the Role of GigIndia in MarketResearch?
GigIndia is the ultimate place for finding people for conducting market research because GigIndia specializes in marketing strategies which is helpful for businesses to become successful and get best results in returns as GigIndia has a huge student workforce who can perform the tasks given to them. Apart from that GigIndia plans everything from how to conduct the surveys, provide test samples to the consumers and also gather their thoughts over certain products and they compile all the information regarding the market research programme and sends them to the company to make sure they find it useful in bringing out any changes by the help of these results.
Nowadays market research is one of the most important tools for every business because it ensures you about the market scenario going around nowadays in the market and having consumers thoughts over a product gives you the proper results as what is the good factor and what is the bad factor about the product. So it is always recommended to conduct a market research always before launching a product in the market and for that GigIndia is the best place to work with.
Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?
There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.
In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.
But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.
Different Types of Financing
One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.
Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.
But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.
Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.
Alternative Financing Solutions
But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:
1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.
2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.
3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.
In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:
It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.
It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.
A Precious Commodity
Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).
Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.
Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?